Zero Interest · Shariah Compliant

Smart Loan Plans
for Your Future

Choose the perfect interest-free financing package designed to scale with your ambitions. Transparent, fast, and built for modern digital banking.

Available Packages

Tailored financing for every stage of your growth.

Plan	Loan Amount	Monthly EMI	Duration	Guarantors
Starter	Rs. 5,000	Rs. 500	10 Months	2
Basic	Rs. 20,000	Rs. 1,000	20 Months	2
Standard	Rs. 50,000	Rs. 1,250	40 Months	2
Silver	Rs. 100,000	Rs. 2,000	50 Months	3
Gold	Rs. 500,000	Rs. 5,000	100 Months	3
Premium	Rs. 100,000	Rs. 8,000	125 Months	5
Diamond	Rs. 150,000	Rs. 10,000	150 Months	5
Business	Rs. 200,000	Rs. 10,000	200 Months	5
Corporate	Rs. 250,000	Rs. 10,000	250 Months	5
Enterprise	Rs. 300,000	Rs. 9,375	320 Months	5

Built for Modern Finance

The transparency and reliability you expect from a next-gen digital bank.

100% Interest-Free

Strictly Shariah-compliant, no Riba.

No Hidden Charges

What you see is exactly what you pay.

Easy Installments

Flexible monthly EMIs fit your budget.

Fast Approvals

Get decisions within 24-48 hours.

Bank-Grade Security

Your data is protected with advanced encryption.

Trusted Platform

Thousands of satisfied users across AJK.

24/7 Support

Dedicated team ready to assist you.

Full Transparency

Clear terms and conditions upfront.

Important Policy Notice

AJK Paisa provides completely Interest-Free (Sood Free) financing, compliant with Shariah law.

0% Interest (No Riba)
Fixed, Transparent EMIs
No Hidden Processing Fees
Shariah-Friendly System

100% Shariah Compliant

Frequently Asked Questions

What is the minimum loan amount?

The minimum loan available at AJK Paisa is Rs. 5,000 under the Starter plan.

Is this loan completely interest-free?

Yes, 100%. We strictly follow Shariah law. AJK Paisa operates on zero interest (Sood Free) with zero hidden costs.

How many guarantors do I need?

It depends on your chosen plan. Starter plans require 2 guarantors, while higher-tier plans (Gold and above) require up to 5 guarantors.

Can I pay off my loan early?

Yes, early repayment is fully allowed without any penalty fees. You can clear your balance anytime to save on future installments.

How fast is the approval process?

Once you submit your documents and complete verification, our digital system processes approvals within 24 to 48 hours.